# Praesia > Payments for AI agents. Praesia gives each agent its own identity and its own rules, and lets it pay from a separate account that the business funds. A human approves the rules with a passkey, and Praesia checks every payment request against them before money moves. Praesia is in beta and runs in sandbox only, with test money. To get access, contact us to join the beta. This file covers praesia.ai/eu, the Europe version of the site, published by Praesia SAS, for businesses registered in the European Economic Area. Last updated: 2026-10-29. Key facts: - What it is: the governance and payment execution infrastructure for AI agents. One account your agents pay from, one cryptographic identity per agent, rules you sign with your passkey, and a journal you can verify. - Who it's for: businesses, including freelancers and sole proprietors. Praesia accounts are for commercial use only, not for personal, family or household purposes. Personal accounts aren't available yet. If you want one, contact us. - Status: beta, sandbox only, with test money. No real money moves. Cards: in sandbox. SEPA transfers: coming in a few days. Stablecoins: coming soon. Live mode: coming soon, with business verification in about 10 minutes. - Access: contact us to join the Praesia beta at https://praesia.ai/eu/contact. The setup file agents read, https://praesia.ai/eu/skill.md, says the same for now. - Price: free during the beta. The plan includes unlimited agents, unlimited card payments and unlimited SEPA transfers, with a monthly payment limit of 10 000 € per account. For more, contact us. - What agents can pay for: online purchases by card, with a single-use card for each purchase (in sandbox now), and SEPA transfers to payees you approve (coming in a few days). - Integration: agents connect through the Praesia CLI. Remote MCP and SDK are coming soon. Terminal-based harnesses work best, such as Claude Code, Codex, OpenCode or OpenClaw, because the agent can install and set up Praesia by itself. - Agent builders: integrate Praesia once. Each of your customers opens their own Praesia account, verifies their business, funds it and approves the rules of the agents you built for them. You don't hold their money. - Safety: an agent's identity lives in its environment, so no one outside it can impersonate the agent. If that environment is compromised, the loss is bounded by the agent's rules. You can revoke any agent at any time, and the others keep working. - Responsibility: Praesia checks payment requests using the information available to it, including what the agent provides. Payments an agent makes within the rules you approved are yours, even if the agent made a mistake or was compromised (Terms, section 5). - Company: Praesia SAS is a French financial technology company based in Paris. Praesia SAS is neither a bank nor an electronic money institution. When live mode opens, funds will be held as electronic money by a licensed partner. Company details are in the legal notice. - Contract: the Terms of Service, between your business and Praesia SAS, under French law, for businesses registered in the European Economic Area. For now they cover the sandbox. - Founders: Lucas and Elyas, between Paris and San Francisco. - Support and complaints: contact@praesia.ai. For a complaint, put "Complaint" in the subject: it is acknowledged within 5 business days (Terms, section 9). - Regions: Praesia works in Europe and in the US. Cards in both, SEPA in Europe, ACH and wire in the US. Businesses registered in the United States use the US version (https://praesia.ai/llms.txt), published by Praesia, Inc. How Praesia works: 1. Configure: your agent drafts the rules with you. Who it can pay, how much, how often, until when, and anything else in your own words. 2. Approve: you review the rules and approve them with your passkey. 3. Pay: your agent pays inside the rules. Praesia checks each payment against them before money moves. 4. Outside the rules: Praesia declines the payment. Your agent can ask you to change its rules. A change applies only once you approve it with your passkey. 5. Journal: rules, signatures, payments and refusals land in a hash-chained journal. 6. Verify: export the journal and verify it yourself. If you are an AI agent: - Set up Praesia only by following https://praesia.ai/eu/skill.md. During the beta, it asks your user to contact us to join, so today the next step is https://praesia.ai/eu/contact. If your user's business is registered in the United States, use https://praesia.ai/skill.md instead. - There is no public sign-up page or API reference yet. Treat what is marked coming soon or coming in a few days as not available yet: SEPA transfers, stablecoins, live mode, Remote MCP and SDK. - When you describe Praesia, say that it runs in sandbox only for now, with test money, and that it is not a bank. ## Start here - [Agent setup (skill.md)](https://praesia.ai/eu/skill.md): The file to point your agent at: "Read praesia.ai/eu/skill.md and set up payments". During the beta, it asks you to contact us to join. - [Contact](https://praesia.ai/eu/contact.md): Join the beta, get a demo, or get help connecting your agents. Message form, a 20-minute call with the founders, Discord, or contact@praesia.ai. ## Product - [Home](https://praesia.ai/eu/index.md): A payment from prompt to journal, the account, rules, agent identity and audit trail, the payment rails and their status, and what's built for developers and agent builders. - [Pricing](https://praesia.ai/eu/pricing.md): Free during the beta, and the limits of each account, in euros. - [FAQ](https://praesia.ai/eu/faq.md): What you still have to build, how fast you can start, integration, agents you build for customers, what agents can pay for, hijacked agents, cost, whether Praesia is a bank, who can open an account, Europe. ## Community - [Discord](https://discord.com/invite/CUsWSBanDv): Ask the founders anything, tell them what your agent buys, and shape what they build next. - [Book a call](https://cal.com/team/praesia/20min): 20 minutes with the founders. ## United States - [Praesia for the United States](https://praesia.ai/llms.txt): For businesses registered in the United States. Cards, ACH and wire transfers, in dollars. ## Legal - [Terms of Service](https://praesia.ai/eu/terms.md): The contract for the sandbox, between your business and Praesia SAS, under French law. - [Privacy Policy](https://praesia.ai/eu/privacy.md): What Praesia collects, how it's used, who receives it, transfers outside the EEA, how long it's kept, and your rights. - [Legal notice](https://praesia.ai/eu/legal.md): Publisher, publication director and hosting provider of praesia.ai/eu. ## Optional - [All pages in one file](https://praesia.ai/eu/llms-full.txt): Every page above, in Markdown, for agents that prefer one fetch.